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Five Questions to Always Ask Your Home Builder Contractor

Does He Have Insurance To Back Him Up?

A reputable and professional home builder contractor will have all of his bases covered, including having a complete insurance and bonded policy that will protect you and your home during the course of the construction process. Without these important policies in place, if there is damage to your home or if someone is injured in your home, you will not be financially liable.  รับสร้างบ้าน

  • Always ask to see copies of the policies
  • If your home builder contractor does not have copies, find out why? and decided if he is worth keeping or not.

Does He Have A List Of References I Can Call?

A list of references is the most important part of any business professionals portfolio; by providing you with a list of happy customers that you can contact, your home builder contractor is allowing you an opportunity to find out how the construction experience was for his prior clientele. Call a few of the references and ask them a few key questions:

  • Was the construction experience a positive one for you?
  • Did he exceed the time-line?
  • Do you have anything negative that you would like to share?
  • Did he stay within budget?

How Many workers are we talking about?

This is an important question simply because you certainly do not want dozens of strange and unfamiliar people tramping through your home during the construction process. Your home builder contractor should give you a clear understanding of how many employees he will bring into your home, and he should also introduce you to every person so that you establish a level of familiarity with them.

The Job Will Take How long?

A home builder contractor who is professional and experienced will be able to give you a clear definition of how long he expects the project to take his team to complete. It is important to keep in mind that there are things that could crop up during the construction phase and cause unexpected delays. With effective communication from both you and your home builder contractor, the unexpected delays can be handled in a professional and timely fashion.

What About My Budget?

At the start of the construction phase, you should be certain that your home builder contractor is well aware of your set budget for the project. Ask to see a project budget-breakdown worksheet so that you can understand where every penny of the project is spent. Make sure that he is well aware that you budget limit is set in stone, many extra costs on your end can make his reputation unaccountable.

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Gambling Addiction? – How to Stop Running From Yourself and Face Your Gambling Addiction!

Gambling addiction has become an epidemic, particularly with the widespread accessibility of online gambling sites. Research reveals that 15 million adults in America are at risk of problem gambling and that there are approximately 5.5 million people who are pathological or problem gamblers.  Satta

If you are one of the statistics, are you ready to do something to change your life around?

Nobody can do it for you. Only YOU can decide to change your life because only YOU have chosen, consciously or by default, to take this slippery path downhill into gambling addiction. That is not to say you are to blame. You made the choice in order to comfort yourself in some way.

It is human nature to seek out the quickest route to pleasure in life and try to avoid pain and that is understandable but, when pleasure comes at the expense of relinquishing family, friends, health, home and the precious things in life that are irreplaceable, then that may be a very high price to pay.

You can make the choice now to take a different path.

Firstly, the most important thing is to discover the underlying reasons for your gambling addiction. That is going to require willingness and courage on your part because you will need to really face yourself.

You may have been avoiding this for a long time. The song “I’ve been to paradise” by Nancy Wilson, comes to mind as very relevant to many of us who run from ourselves into outer distractions and chase promises of fulfilment and short-lived pleasure, all the while missing the important things in life and especially, any deep connection with our inner being that would give our lives real meaning. We avoid ourselves at all costs, frightened that we may find emptiness inside. Why do we fear emptiness when it can be our friend? Sitting with emptiness is less painful than gambling your whole life away. I’ve been to emptiness and meaninglessness many times and have returned to tell the tale and so can you.

If you feel that you do not have the courage then that is not true. If you can gamble, you have lots of courage and it just needs to be re-directed. You just need to be willing to take the first step.

Secondly, you may find that you have been using your gambling addiction to cover up uncomfortable symptoms such as loneliness, boredom, anxiety or depression. Everyone goes through some of these states at some point in their lives. You are not alone here, nor are you mentally ill; you are merely human like the rest of us.

Maybe you are running away from crises or difficulties that you feel you do not know how to deal with; there is no shame in that. We are not born with the skills to deal with everything in our lives; we merely learn them as we go along.

Thirdly, once you are aware of the underlying need that your gambling addiction is trying to fill, then you can find a different way to meet this need.

You have the power within yourself to turn your gambling addiction around if you want to. Are you ready to do so now?

Gambling Addiction – If you are avoiding negative thought

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10 Casino Games to Play Online

To play casino games there is no need to get all dressed up these days. You don’t even have to leave the house, if you don’t feel like it. Casino games are available online and can be played from the comfort of your home, 24 hours a day, 7 days a week.

Most of the time a one-time casino software download is necessary, when you want to play casino games online. The software is usually directly available on the online casino website of your choice.

These days some casinos offer flash games which do not require a download. Personally I find the downloadable casinos more practical as you don’t have to open a browser each time you want to play. You simply play straight from your desktop.

These are 10 casino games you can play online:

1. Blackjack

Arguably one of the most well known card games in the world is Blackjack. The aim of the game is to obtain a hand combination closest to 21 as possible, without going over (busting).

The 2-10 cards are worth their numerical value. Face 안전공원 cards are valued at 10 and Aces can be worth 1 or 11. With time you will learn the odds of your hand busting versus de dealer’s hand.

It basically is a very easy game to learn how to play, and worth spending some time on as it is possible to develop some good skills which will massively increase your winning odds in this game.

2. Craps

Craps is a very exciting dice game. It’s the fastest moving game at the casino tables with a large variety of betting and wagering options. Though a craps table can look pretty intimidating when you see it for the first time, but it is easier than it looks. It’s best to stick to the basic bets, as the more complex ones most of the time do not give you better winning odds.

3. Roulette

Mostly two types of roulette are offered to players online: American Roulettes and European Roulettes. As the American roulette wheel contains an extra 00 field, the European wheels have slightly better winning odds.

In this random number game players may choose to place bets either on a single number or a range of numbers, the colours black and red and the odd and even ranges. The croupier spins the roulette wheel, which contains coloured and numbered pockets, in one direction, while he releases and spins a little ball in the opposite direction on the circular track of the wheel. When the ball eventually loses its speed and falls into one of the (37 or 38) pockets of the wheel, the winning number (and therefore winning colour and number range) of the round is determined.

4. Mini Baccarat

Is a card game with the exact same rules as standard Baccarat, with the exception that players do not take turns being the banker. Six or seven players can be seated at a mini Baccarat table and there are 3 betting spots per player corresponding to banker, player and tie bets.

The aim of the game is to get as close to 9 as possible with 2 or 3 cards dealt to each player. 2-9 value cards represent their exact face value, and 10 and face cards value 0. The score of the hand is the right digit of the total of the cards. For example, if the two cards are an 8 and 7, which totals 15 the value of the hand is 5.

This is a fun and fast paced game of pure chance.

5. Online Slots

Online slots are among the simplest online casino games you can play. When you start the game you choose the amount of your bet (often 0.05€/$, 0.10€/$, 0.50€/$ or 1€/$ per spin) and how many lines you’d like to play. You then press the button to spin the reels.

Different slot machines offer different payouts for different picture line up combinations. You can find out which pictures, and how many in a row make you win, in the pay tables of the slot machine you are playing on.

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Is Football Right For Your Child?

There is a lot of talk about football these days. Even though it remains America’s favorite pastime, all of that talk is not so good. Even though there are millions of us who love to watch our favorite players streak across the turf in their personalized football jerseys, we are becoming more and more aware of some of the hazards inherent in this sport. We see news shows featuring former football stars who are now suffering debilitating health issues stemming from injuries incurred on the field. We know that many of them are saying they would never encourage their own children to play the sport that made them famous and made them rich. And yet… it is hard to deny the passion that many Americans feel for this age old sport and the enthusiasm which greets the beginning of each new season. ข่าวบอล It is also difficult to dismiss the advantages that this sport offers.

Thousands of athletes credit their football playing experiences with life lessons that they have found extremely valuable. They have learned the importance of working hard and giving it your best. They have learned to play as a team and to work together for something significant. They have experienced the highs of success and the bitterness of defeat, both of which are part of life’s experience. They have learned how much time and effort it takes to stay in peak physical condition.

Sadly, another thing learned by those who have played the game is that not everyone they play against or even play with demonstrates the kind of the emotional discipline that one would hope to have. There are those who care only about winning and who do not seem to care who gets hurt in the process. There are those who belittle and ridicule and intimidate. It is especially harmful when these actions come from their coaches as has been the case for many. In addition, recent stories about the bullying taking place even in professional locker rooms has dismayed millions of fans.

So, what is right for your child? One has to evaluate the various factors and decide if the benefits out weight the hazards. There is a lot of positive learning that can be associated with playing football and a lot of life lessons that can be learned through this sport There are also a significant amount of negativity and potential harmful aspects associated with the game. Perhaps talking with your youth about those pros and cons is a good first step in deciding how involved they will be.

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Rising Popularity Of Korean Auto Parts For Local And International Brands

The surging popularity of Korean auto parts has catapulted the Korean auto industry to new heights. Through the years, Korea has emerged as one of the most advanced automobiles manufacturing nations in the world with respect to technology, design, and, most importantly, performance. It boasts of several in-house brands which have made a mark, both locally and internationally.salvage auto parts

The Evolution Process

The evolution process of Korean auto parts and the automobile industry has been quite promising. Korea was initially just a place where auto parts were imported from Japan and the United States for assembling. The term “Korean auto parts” did not exist at all. It all started in the year 1955, when the first Korea-made engine was set up in a modified US jeep and took the shape of the first official Korean car.

Today Korean car parts and locally manufactured cars are popular brand names across the globe. The “Automobile Industry Promotion Policy” has prohibited foreign players from entering and operating in the Korean markets. This has provided ample opportunity to the Korean auto industry to spread its wings, without having to compete with the international players in the domestic markets. As a result, other companies which were involved in diverse businesses have entered the automobile field in search of profits.

Hyundai Pony was the first automobile to be fully developed in Korea, way back in the year 1975. It was also the first Korean car to be exported in the year 1976. By far, Hyundai is the most popular brand of Korean cars in the international automobile space. Today, Korea ranks fifth in terms of automobile production volumes and sixth in terms of volume of exports. The success of Korean auto parts, which have been responsible for creating world-class vehicles, is a well-established fact.

International Acclaim

Korean auto parts manufacturers have captured the fancies of international car manufacturers as well. Established auto giants like Volkswagen and General Motors have shown active interest in doing business with Korean manufacturers, for their upcoming models. This has paved the way for export fairs to be held with a handful of such prominent names that have shown the eagerness to get associated with auto components manufactured in Korea.

Even a country that is extremely obsessed with quality such as Japan has shown interest in importing automotive parts from Korea. Japanese are famous for being extremely particular about what they use in their products. The very fact that they are looking to get associated with Korean counterparts is a valid certification of the quality of automobile parts manufactured in Korea.

Therefore, Korean car parts have emerged as suitable alternatives for global car makers, which have helped them to achieve what they aspire, in terms of quality. An automobile mechanic in Korea is relentlessly striving to improve on quality as well as technology in order to maintain the goodwill Korea-manufactured auto components enjoy.

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Ford Escort Wing – 20 Minutes Max

A common problem with the Ford Escort, was damaged fenders. These were welded onto the body with mostly spot welds. The quickest way to remove and fit a new fender is as follows; Remove the front bumper and grille, remove the headlamp assembly from the side requiring the fender to be replaced, remove the indicator assembly from the same side. With an air chisel and a spot weld point, cut through the spot welds along the top seam of the fender and the inner front panel. Cut through the spot welds at the door post and the one at the bottom on the rocker panel. Cut through the mig welds on the front panel, either with an air chisel or 4″ grinder. Cut through the welds around the headlamp panel. The damaged panel should then come away easily.    new york escorts

Having ascertained that the new panel is the correct one for that particular vehicle (that may sound silly, but sometimes you can fit the wrong panel to the wrong car and not notice til it’s too late. I once saw somebody fit a two door door to a four door car, and not notice until he actually fitted the door and tried to close it. The hinges and everything except the window glass was the same.) It was quite amusing to see his face when he tried to close the door and it was like a foot too long.

You need to have prepared your new panel by sanding off the factory primer from the places which need to be welded. Also, (not in the case of our Escort here, but just so you know), bolted panels need to have their unreachable parts sprayed by the paintshop before fitting.

Anyway, offer up the new panel, and clamp it into position, you need to check the gaps between the door and the hood, when doing this, as they need to be both parallel and the right size. Also make sure that the panel is at the right level, i.e. not standing proud of the door or the hood or rocker panel. Once you are 110% sure that everything is in the correct place, you can start with the welding process. If you cleaned up your inner panels first, you should have no problem with the spot welder in that position. If you don’t have a spot welding machine, you can easily do this with gas, by brazing the joints, this only needs to be spot brazed at a similar frequency to the original spot welds. Once the panel is fully welded in all the right places, it’s then ready for repainting, which is a whole new story in itself. Maybe we’ll cover that in a future article.

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What is Sports Investing?

You may be like I was years ago and had never heard the term “Sports Investing.”UFABET

Before I learned about sports investing, I was placing a big bet on the game that I knew was going to hit and some more a few other nice looking games. To cap off the day I would place one or two small bets for shits and giggles.

I quickly learned that this wasn’t a successful equation. It is the easy road to becoming desperate and calling a scamdicapper. Sick of losing all the time and taking cash advances to pay the bookie, I started searching online.

I was working nights at a hospital. While some nights were extremely busy, other nights supplied me with more time than I could endure. Sometimes I thought I would find the end of the internet.

I discovered that the internet is littered with sports gambling related websites. Most are trying to make a quick buck off of you before their site and worthless information fades away. Others are only sports book affiliate farms, offering banners for every possible sports book and poker room online. These guys are looking to make money from their players’ losses with out giving anything of value to those that click into one of those sports books.

Finally, while searching for betting strategies, I found certain sites that spoke about something called sports investing. These sites were speaking about betting a unit of their bankrolls and preaching that there is no such thing as a LOCK.

Is sports investing gambling? You bet it is!

That’s what makes it so fun.

Sports investing was coined to describe a disciplined method of wagering on sporting events. The principles of sports investing teach you to manage your funds to maximize your profit while minimizing your risk.

When you first decide to practice sports investing, you must determine what your bankroll is. Your bankroll is the amount of money that is set aside for your season long action. This money must be funds that if completely exhausted will not affect your living situation. Sports investing losses should never interfere with bills you have to pay or any other living necessity.

When I first learned of sports investing, I decided to test this theory out. After all the other systems and frauds that I found online, I was a little skeptical. However, this information was pieced together from multiple sources.

For my jump into sports investing, I staked myself a $1,000 bankroll. The size of my bankroll directly stipulated the size of the wagers I was going to be placing on my games. This amount is called a unit. The roll of thumb is that a unit equals to 5% of your bankroll. You can use 3%, 5% or even 10%. It all depends how aggressive or conservative you want to be.

In my case I decided to go with 5%, or $50. Now I didn’t don’t just go out placing a unit on every game. I began my week researching each game before I made my final decision. My research includes more than watching NFL Countdown and Sports Center. I use multiple online sites and offline resources before placing my bets. Handicappers and sports investors are known to put 10-40 hours a week into their picks.

After I do my homework and have a short list of games that I feel for one reason or another are the best games on the board, I go and place the same unit on each game. By placing this unit on each game, I am decreasing the volatility of the sports investing market by reducing my exposure to the juice that is included on losing wagers.

By placing a unit on 3-5 games that I researched provides me the opportunity to profit by hitting 55-60% of your wagers. If I hit 2 of my 3 plays during to the day games, I am up $45 (using $50 as a unit). If I win the Sunday Night Game, I will up $95. If I end up on the losing side of the Monday Football Game, I am still up $45. But I win I will be up $145 for the weekend.

In that example above, I won 3 of my 5 wagers that weekend. That is a winning percentage of 60%. As you can see, if you can average that winning percentage throughout the season, the only thing that limits your profit is